The Bank of England's Money and Credit release for August, published on 29 September 2026, put mortgage approvals for house purchase at 54,900, down from a revised 55,900 in July and below 56,053.
The approvals market resolves on the net mortgage approvals for house purchase figure for August 2026 in the Bank of England's Money and Credit release, published on bankofengland.co.uk at 09:30 on 29 September 2026; YES if it is above July's 56,053, as first published, with later revisions disregarded. If the Bank has not published by 23:59 BST on 30 September 2026, the Financial Times and BBC News reports of the release settle it.
We found six changes since 2013 that made borrowing easier. Each came from the UK government or a UK regulator and let buyers borrow with a smaller deposit or a bigger multiple of their income. For each change we compared mortgage approvals in the three months after it with the three months before. Changes that made borrowing harder are left out.